Egyptian fintech company Valu has entered into a significant short‑term financing agreement worth up to EGP 3 billion (US$63.6 million) with the National Bank of Egypt (NBE), marking another major milestone in its expansion strategy. Founded in 2017, Valu has grown into one of the region’s leading lifestyle‑enabling fintech platforms, offering a wide suite of innovative financial products for both consumers and businesses.
The company is best known for pioneering buy‑now, pay‑later (BNPL) solutions in the MENA region, but has since diversified its offerings to include a range of complementary financial services. These include investment products, an instant cash redemption programme, savings solutions, HR payroll services, and other tools designed to make financial access more seamless, flexible, and inclusive.
The newly secured EGP 3 billion facility from NBE will provide Valu with additional liquidity to support its next phase of growth. This comes shortly after the company’s recent expansion into Jordan, signaling its ongoing ambition to scale its footprint across regional markets while broadening its product portfolio.
For NBE, one of Egypt’s largest and most influential banking institutions, the agreement aligns with its long‑term strategy to strengthen the non‑banking financial sector (NBFS), enhance financial inclusion, and widen access to modern consumer financing solutions. By supporting companies like Valu, the bank aims to drive greater innovation in Egypt’s financial ecosystem and enable more individuals and businesses to benefit from digital financial services.
The partnership demonstrates a shared commitment between both organisations: Valu’s dedication to expanding financial empowerment across the region, and NBE’s focus on fostering a more inclusive, technology‑driven financial landscape within Egypt.
