Stable, a Layer 1 blockchain network built for stablecoin-based transactions, has partnered with African fintech company Chipper Cash to expand cross-border digital payments across the continent. The collaboration will see Chipper Cash integrate StableChain, Stable’s blockchain infrastructure, to facilitate stablecoin and digital asset payments on its platform.
The partnership is aimed at improving institutional adoption of stablecoins while addressing one of Africa’s most persistent financial challenges: the cost, speed, and complexity of cross-border payments. By enabling transactions directly in USDT, the collaboration seeks to reduce friction in international transfers and provide a more efficient alternative to traditional banking rails.
Stable’s blockchain infrastructure is designed specifically for stablecoin payments, prioritizing speed, accessibility, and ease of integration. Through StableChain, transactions can be settled near-instantly at low cost, offering a practical solution for payment processing in emerging markets where legacy financial systems often fall short. For businesses and consumers alike, this approach promises faster settlement times and more predictable transaction costs.
Chipper Cash, which serves more than seven million customers across nine African countries, plans to leverage Stable’s payment rails to enhance its cross-border capabilities. The integration will allow users to send and receive funds globally at any time, significantly reducing the delays and inefficiencies commonly associated with moving money into and out of Africa.
Cross-border payments remain a critical bottleneck for African economies, particularly for individuals and businesses that rely on remittances, international trade, and global digital services. Transfers can take days to settle and often incur high fees, reducing the value received by end users. By using stablecoins as the settlement layer, Stable and Chipper Cash aim to streamline these transactions and improve access to global financial flows.
Ham Serunjogi, CEO of Chipper Cash, said the partnership aligns closely with the company’s mission to deliver seamless financial services across Africa. According to him, integrating Stable’s institutional-grade blockchain infrastructure strengthens Chipper’s payment offerings and gives customers greater access to global funds.
The collaboration also reflects a broader shift within Africa’s fintech ecosystem toward blockchain-based infrastructure as a way to bypass structural inefficiencies in traditional financial systems. Stablecoins, in particular, have gained traction as tools for preserving value, enabling faster remittances, and supporting digital commerce across borders.
Brian Mehler, CEO of Stable, described the partnership as an opportunity to accelerate stablecoin adoption and improve payment experiences for millions of users. He noted that working with an established fintech like Chipper Cash helps extend the reach of stablecoin technology while supporting more inclusive global financial access.
Beyond consumer payments, the partnership has implications for institutional players operating across African markets. By offering a reliable and scalable blockchain payment layer, StableChain could support use cases ranging from payroll and merchant settlements to treasury operations and cross-border B2B transactions.
As African fintechs continue to expand beyond local markets, the demand for faster, cheaper, and more transparent payment infrastructure is expected to grow. The Stable–Chipper Cash partnership positions both companies to play a more central role in shaping how value moves across the continent and between Africa and the rest of the world.
With stablecoins increasingly viewed as a bridge between traditional finance and digital assets, this collaboration underscores how blockchain infrastructure is becoming a practical tool for solving real-world financial challenges in Africa’s rapidly evolving digital economy.
