Osusu, a Nigerian layaway (“pay small small”) platform developed by Pack’N’Pay International Limited, is helping households and businesses across the country plan for essential food needs through flexible instalment payments and scheduled deliveries.
Designed to address the financial pressure caused by rising food prices and bulk purchases, Osusu allows users to lock in the prices of food items they want in advance, pay over time, and receive delivery on a date of their choosing. The platform supports year-round planning and delivery, enabling smarter budgeting for individuals, families, and organizations.
From Internal Tool to Nationwide Adoption
Originally built as an internal solution within Pack’N’Pay International Limited, Osusu quickly gained traction as customers began to adopt it beyond its initial use case. Recognizing its wider potential, the company launched Osusu as a standalone mobile application in April 2025.
Since launch, Osusu has successfully completed over 300 deliveries across key Nigerian cities and states, including Kaduna, Lagos, Abuja (FCT), Anambra, Delta, Port Harcourt, Imo, Calabar, and Edo, serving hundreds of households and corporate clients nationwide.
Trusted by Families, Businesses, and Nigerians in the Diaspora
Osusu’s growing user base spans individuals, small businesses, and professionals seeking transparency and predictability in food purchasing.
One customer, Mrs. Tanko, described her experience using the platform:
“This is the first time I’ve participated in a food contribution where I didn’t feel cheated. Everything I paid for was exactly what I received.”
Corporate users have also found value in the platform’s ability to ease financial planning.
Dr. Anwuli Akwukuma, Owner of Arubah Family Medical Centre, shared:
“Osusu made it easy for me to plan and provide food packages for my staff without putting pressure on my cash flow. Paying in instalments allowed me to spread costs while still meeting my obligations.”
For Nigerians living abroad, Osusu has simplified the process of supporting loved ones back home.
Mr. Chike Nweke, based in the United States, noted:
“Osusu made it easy to order foodstuff for my family, even in remote parts of Nigeria. The process was seamless, and the deliveries were reliable.”
Looking Ahead
Speaking on the platform’s growth and impact, Ifuneya Otike-Odibi, Head of Business at Osusu, expressed optimism about the future:
“We’re encouraged by how Nigerians are adopting Osusu and seeing real benefits from structured layaway payments. Our focus has always been on helping people plan better and reduce financial stress.”
He added that the company has ambitious plans for the coming year:
“In 2026, we intend to further improve the service experience and introduce new, highly demanded categories such as electronics and furniture, expanding the scope of what Nigerians can plan for using Osusu.”
About Osusu
Osusu is a Nigerian layaway platform that enables individuals and businesses to lock in prices for essential items, pay in instalments, and receive scheduled deliveries at a later date. Built by Pack’N’Pay International Limited, Osusu combines transparent pricing, flexible payments, and nationwide delivery to help users plan for the future with confidence.
You can try osusu at www.getosusu.com
