Fintech startup OneDosh has raised $3 million in pre-seed funding to develop a stablecoin-powered payments infrastructure aimed at enabling seamless cross-border money transfers. The funding marks a significant early milestone for the company as it positions itself to address longstanding inefficiencies in global payments and lay the foundation for borderless financial services.
Addressing the Challenges in Cross-Border Payments
Founded in February 2025 by Jackson Ukuevo (CEO), Godwin Okoye, and Babatunde Osinowo, OneDosh was born out of the founders’ personal frustrations with global payment systems, including blocked cards, frozen accounts, slow international transfers, and currency restrictions. These experiences highlighted a fundamental problem: while demand for cross-border payments is strong, the underlying infrastructure is outdated and fragmented.
“OneDosh is building the rails to make money movement seamless and reliable across borders. The problem isn’t demand—it’s the infrastructure,” the team said.
The platform is currently live in the United States and Nigeria, two of the most active corridors for remittances and stablecoin adoption. Users can send funds from the U.S. to Nigeria, hold value in stablecoins, and spend globally using stablecoin-backed cards integrated with Apple Pay and Google Pay, accepted anywhere Visa is supported.
Building the Next-Generation Payment Rails
Beyond the consumer-facing features, OneDosh is focused on building stablecoin rails—a programmable payments infrastructure connecting wallets, cards, and countries. The vision is to create a system where money can flow freely across borders without relying on outdated banking networks, enabling real-time settlements, reduced fees, and increased financial inclusion.
The startup believes that as stablecoins gain adoption as a default settlement layer for global payments, these rails will become critical infrastructure for both businesses and consumers operating internationally.
Experienced Team and Strategic Funding
OneDosh’s team brings experience from ZeroHash, Plaid, and Amazon, covering compliance, payments, and large-scale product development. The pre-seed funding will be used to expand payment corridors, strengthen liquidity partnerships, and recruit senior-level talent to scale operations.
“With stablecoin adoption accelerating, we are building the infrastructure that will make cross-border money movement seamless and borderless. This is about creating a foundation for the next generation of global payments,” said Jackson Ukuevo, CEO.
A Vision for Borderless Financial Infrastructure
OneDosh’s mission comes at a time when cross-border payments are increasingly in demand, particularly between high-remittance corridors like the U.S. and Africa. By combining stablecoins with a programmable infrastructure, OneDosh aims to reduce delays, lower transaction costs, and provide more predictable financial flows for users.
The startup is positioning itself as more than a fintech app; it is building a global payments layer that could redefine how money moves internationally. As stablecoin adoption grows, OneDosh’s platform could become a key enabler of financial inclusion, offering businesses and individuals in emerging markets access to reliable, borderless payment solutions.
With its $3 million pre-seed funding secured, OneDosh is ready to scale operations, expand corridors, and strengthen the infrastructure necessary to support truly global, programmable money movement, setting the stage for a new era in cross-border payments.
